Privacy Policy

1. Introduction
Rizk Solutions Pte Ltd ("Company," "we," "us," or "our") respects your privacy and is committed to protecting personal data in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you engage our accounting and bookkeeping services.

2. Collection of Personal Data
We collect personal data that is relevant for providing our accounting, bookkeeping, and financial advisory services. This may include, but is not limited to:

  • Full name, NRIC, FIN, or passport number

  • Contact details (email, phone number, address)

  • Financial information (bank details, tax filings, invoices, payroll data)

  • Business registration details

  • Employment and income records

We collect this data through various means, such as when you:

  • Engage our services

  • Contact us via email, phone, or our website

  • Submit forms, agreements, or documents

3. Use of Personal Data
We use your personal data for the following purposes:

  • Providing accounting, bookkeeping, and financial advisory services

  • Preparing financial statements, tax filings, and payroll processing

  • Communicating with you regarding services and updates

  • Complying with legal, regulatory, and tax requirements

  • Processing payments and managing financial transactions

  • Preventing fraud, misconduct, and ensuring security

4. Disclosure of Personal Data
We do not sell or rent your personal data. However, we may disclose your personal data to:

  • Government authorities, regulators, and tax agencies as required by law

  • Auditors, professional advisors, and financial institutions

  • Service providers and vendors who assist in business operations (e.g., IT support, payroll providers)

  • Any party to whom disclosure is necessary for the provision of our services

5. Protection and Retention of Personal Data
We implement appropriate security measures to protect personal data from unauthorized access, misuse, and disclosure. Personal data is retained only for as long as necessary to fulfill the purposes outlined in this policy, or as required by law.

6. Access, Correction, and Withdrawal of Consent
Under the PDPA, you have the right to:

  • Request access to your personal data

  • Request correction of inaccuracies in your personal data

  • Withdraw consent for data collection, use, or disclosure

To exercise these rights, please contact us here.

7. Cookies and Website Data Collection
Our website may use cookies and tracking technologies to improve user experience. You may adjust your browser settings to disable cookies if preferred.

8. Updates to this Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on our website with an updated effective date.

9. Contact Us
If you have any questions regarding this Privacy Policy or your personal data, please contact us here.